A person, not a call center
One case manager stays with you from the first call to the final payout. You'll know their name and how to reach them.
What working with us looks like
Clear from the first call, all the way to the check.
Most people we reach have already had a hard year. The last thing they need is a stranger asking them to trust something they can't check. So we build every step around letting you check.
Verify us first
We give you the county and case number so you can confirm every detail with the clerk before you sign anything.
Nothing up front
No fees, no retainers, no filing costs. We're paid out of what's recovered. If nothing comes back, you owe nothing.
Licensed attorneys file the claim
Where a claim needs an attorney, we bring in one licensed in your state, and we cover the cost.
Paperwork handled
We prepare the documents, arrange the notary if the court needs one, and walk you through each signature.
Plain updates
You'll hear from us when something happens and when nothing has, so you're never left guessing where it stands.
In under two minutes
What we do. And how it works for you.
Completed recoveries
Where a claim ends. With a disbursement.
Every claim finishes the same way. The court or the attorney trust account releases the funds and issues the disbursement. Names, account numbers and case numbers are redacted here.
How it works
Five steps, and you can stop at any of them.
You'll always know where your claim stands and what happens next.
- 01
We find the money
We review public records from foreclosure and tax sales to find surplus that is sitting unclaimed. If we think some of it may be yours, we reach out.
- 02
You check us
On the first call we give you the county and the case number. Call the clerk yourself. Confirm the money is there before we go any further.
- 03
We prepare the claim
We gather the documents the court needs, arrange a notary where one is required, and walk you through every signature.
- 04
An attorney files it
Where a claim needs an attorney, we bring in one licensed in your state and we cover the cost. Court-released funds run through an attorney trust account.
- 05
You get paid
When the funds are released they are disbursed to you. Our fee comes out of the recovery, and only then.
What it is for
This money is usually the first month of whatever comes next.
Most people we reach are not expecting a windfall. They are working out a deposit on somewhere to live, catching up a car payment, or putting something back after a hard year. The surplus from the sale is theirs, and for a lot of families it is the piece that makes the next move possible.
We cannot tell you what is being held until we look at the record, and we will not guess at a figure to keep you on the phone. What we can do is check, tell you what is there, and show you how to confirm it with the county yourself.
Find out what is being held
We also buy houses
Still own the house, and not sure you want to keep it?
Surplus funds are for a sale that already happened. If the sale has not happened yet, or you own a property you would rather be done with, there is a second option: we may buy it from you directly.
We look at the property, the payoff and the timeline, and tell you what we can pay in cash. No repairs, no cleaning it out, no listing it, no agent commission. If the number works for you, we close on your date. If it does not, you have a number you did not have before and you owe us nothing for it.
- Cash offer, in writing, usually within two business days
- Sold as it stands, including what you leave behind
- You pick the closing date
- Available across Ohio, Georgia and Florida
Service members and veterans
If you served, our fee comes down.
Veterans, active duty, National Guard and Reserve, and Gold Star families pay a reduced contingency fee on any recovery we handle. It applies to our fee, which is the only part of this that belongs to us. Court costs and filing fees are not ours to discount, and we will not pretend otherwise.
Start a free reviewBefore you hire anyone
Four things worth checking. Including on us.
This industry has bad actors in it, and homeowners are the ones who pay for that. Here's what to look for before you sign anything with anybody.
- 01
They want money up front
A legitimate firm is paid from what it recovers. If someone asks for a fee before any work is done, hang up.
- 02
They push you to sign today
Claim deadlines are real, but they run in months. Pressure to sign in the next hour is a sales tactic.
- 03
They won't tell you the county
You can confirm everything with the clerk of courts for free. Anyone who dodges that question has a reason.
- 04
They're vague about the fee
Get it in writing before you sign anything. Many states cap what can be charged on these claims.
Free case review
Start with a free review. No cost, no obligation.
Share a few details and a case manager will check the public record for your property and tell you what may be there, in plain language, before you decide anything.
- Nothing to pay to request a review
- You can verify us with the county before you sign anything
- If there's nothing there, we'll tell you that too
Common questions
Straight answers, before you ask.
When a foreclosed property sells at auction for more than what was owed, the extra money (the surplus) may belong to the former homeowner. Many people never find out it exists.
Start with a free review. We check the public record for your property and tell you what may be available before you commit to anything.
Nothing upfront. We work on contingency: we only get paid if you get paid, and our fee comes out of the funds recovered, never out of your pocket.
It depends on your county and whether the foreclosure was judicial or non-judicial. Most cases take a few weeks to a few months, and we keep you updated at every step.
No. We're a private recovery company. When legal filing is required, an experienced attorney is assigned to your case, and court-released funds are disbursed through an attorney trust account.
Yes. You never have to hire anyone to find out whether money is being held or to file your own claim, and the county will tell you for free. Our guide to claiming surplus funds yourself walks through it. People usually bring us in when a claim gets complicated: a deceased owner, competing liens, or a court hearing.
It depends on the state and the kind of sale. Ohio tax-sale excess is forfeited three years after it reaches the county treasury, Georgia tax-sale excess goes to the state after five years, and Florida surplus moves to the state's unclaimed property program a year after a foreclosure sale. See every deadline in one place.
Not necessarily. The money is often real, because sale records are public and companies read them. What you need to check is the offer. Our guide on how to tell if a surplus funds letter is real shows how to confirm it with the county for free before you sign anything, including with us.
We use secure intake and only request what's needed for your claim. Your details are never sold, and identifying information is kept confidential.