Georgia foreclosure sales: first Tuesday, county by county

Where and when every metro county sells, how to find the listings and results, and what happens to the excess funds when a sale brings in more than the debt.

Georgia foreclosure sales happen the first Tuesday of each month at every county courthouse, after four weeks of legal-newspaper advertising. Sales are final when the bidding ends, but the story doesn't end there: when a sale brings in more than the debt owed, the difference (excess funds) legally belongs to the former owner, and it must be claimed.

Where are foreclosure sales held in each county?

CountySale detailsMore
Bibb CountyUnited Building at Central City Park, 206 7th Street, Macon, GA (per the Tax Commissioner's tax sale page)Sales & listings, Excess funds guide
Chatham CountySavannah Civic Center, 2nd floor Bryan Meeting Room, 301 W. Oglethorpe Ave, Savannah, GA 31401Sales & listings, Excess funds guide
Cherokee CountyCherokee County Courthouse, 90 North Street, Canton, GA 30114Sales & listings, Excess funds guide
Clayton CountyIn-person tax sale conducted by the Tax Commissioner with an online bidder pre-registration form; sale listings posted as PDFs on the county's Public Access portal and advertised in the Clayton News, the county's legal organ. Georgia law (O.C.G.A. 9-13-161) sets first-Tuesday courthouse sales between 10 AM and 4 PM.Sales & listings, Excess funds guide
Cobb CountySuperior Court Plaza at Flournoy Park, corner of Haynes Street and Washington Avenue, Marietta, GASales & listings, Excess funds guide
DeKalb CountyDeKalb County Courthouse steps, 556 N. McDonough Street, Decatur, GA 30030Sales & listings, Excess funds guide
Forsyth CountyForsyth County Courthouse, 101 East Courthouse Square, Cumming, GA 30040Sales & listings, Excess funds guide
Fulton CountyFulton County Courthouse steps, 136 Pryor Street SW, Atlanta, GA 30303Sales & listings, Excess funds guide
Gwinnett CountyIn front of the Gwinnett Justice & Administration Center, 75 Langley Drive, Lawrenceville, GA 30046Sales & listings, Excess funds guide
Hall CountyHall County Commissioners Meeting Room, 2nd floor, Hall County Government Center, 2875 Browns Bridge Road, Gainesville, GA 30504Sales & listings, Excess funds guide
Henry CountyTax sales: 140 Henry Parkway, McDonough, GA 30253. Sheriff's and foreclosure sales: courthouse steps, 1 Courthouse Square, McDonough, GA 30253Sales & listings, Excess funds guide
Paulding CountyPaulding County Courthouse, 280 Constitution Boulevard, Dallas, GA 30132Sales & listings, Excess funds guide

What happens to the money after a Georgia sale?

The winning bid pays the debt and costs first. Anything left over is excess funds(also called surplus funds or an overage), money that belongs to the former owner. According to publicly available Georgia statute, the county must notify the record owner within 30 days after a tax sale (O.C.G.A. § 48-4-5), but that notice goes to the owner's address on record, usually the property that was just sold. Former owners who moved on rarely ever see it. If your home, or a family member's, was sold at a Georgia foreclosure or tax sale, check what it sold for or request a free record check. Our licensed Georgia attorneys handle claims with no upfront costs.

Georgia foreclosure sale questions

Straight answers, before you ask.

The first Tuesday of every month, between 10 a.m. and 4 p.m., at each county courthouse (or the county's designated online platform where adopted). Every county in Georgia sells on the same day.

Georgia law requires the sale to be advertised once a week for four weeks in the county's official legal organ, a designated newspaper. The ad names the property, the borrower, and the foreclosing law firm.

If the sale brings in more than the debt and costs, the difference (excess funds) belongs to the former owner. For tax sales the county Tax Commissioner holds it (O.C.G.A. § 48-4-5); for mortgage foreclosures the foreclosing attorney holds it (§ 44-14-190). It must be claimed; it is not mailed out automatically. We check the record free, with no upfront costs.

Mortgage foreclosure sales are final when bidding ends. Tax sales carry a 12-month redemption right (O.C.G.A. § 48-4-40) during which the former owner can buy the property back at the price plus a premium.

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