Gwinnett County foreclosure sales: schedule, listings and excess funds

How foreclosure sales work in Gwinnett County: when they happen, how to look up what a home sold for, and the part almost nobody explains: what happens to the extra money when a home sells for more than was owed.

Gwinnett County, Georgia foreclosure sales happen the first Tuesday of each month at In front of the Gwinnett Justice & Administration Center, 75 Langley Drive, Lawrenceville, GA 30046. Sales are advertised for four weeks beforehand, results are public record, and when a sale brings in more than the debt owed, the difference (excess funds) belongs to the former owner. Most never find out.
How sales run
In-person auction in front of the Justice & Administration Center, first Tuesday, conducted by the Tax Commissioner; bidder registration required
Schedule
First Tuesday of selected months only — a few sales per year (2026: Aug 4, Oct 6, Dec 1); exact times advertised in the Gwinnett Daily Post four weeks before each sale
Location
In front of the Gwinnett Justice & Administration Center, 75 Langley Drive, Lawrenceville, GA 30046
Results are
Public record, free to look up

Where do I see Gwinnett County foreclosure sale listings and results?

  1. The official sale site: Gwinnett County foreclosure sale listings & results for upcoming sales, minimum bids, and sold prices.
  2. The legal ads: Georgia law requires four weeks of advertising in the county's official legal organ (newspaper) before each first-Tuesday sale. The ad names the property, the borrower, and the foreclosing law firm.
  3. For tax sales, the Gwinnett County Tax Commissioner's Office — Department of Property Tax publishes outcomes on its excess funds list.
  4. By phone: call the Foreclosing attorney / lender (non-judicial sale); disputed funds interpleaded to Gwinnett County Superior Court at (770) 822-8100. Sale results are public, and asking is free.

What happens to the extra money when a home sells for more than owed?

This is the part of every foreclosure sale that goes unexplained. The winning bid first pays the debt and costs. If anything is left over, that money (called excess funds, also known as excess proceeds or an overage) belongs to the former owner, not the bank and not the county. According to publicly available Georgia statute (O.C.G.A. § 48-4-5 for tax sales and § 44-14-190 for mortgage foreclosures), that money must be paid to the former owner, but nobody is required to chase you down to deliver it. The notice usually goes to the foreclosed property's address, the one place the former owner no longer lives. That's why so much of this money is never claimed.

If your home, or a family member's, was sold at a Gwinnett County foreclosure sale, check what it sold for using the steps above, then see the full Gwinnett County excess funds guide for who holds the money and how to claim it free. Or request a free record check. Our licensed attorneys handle everything with no upfront costs; you pay nothing unless money is recovered.

Is the sale final?

For mortgage foreclosures, yes: final when the bidding ends. Georgia tax sales are the exception: a 12-month redemption right (O.C.G.A. § 48-4-40) lets the former owner buy the property back at the price plus a premium. Either way, if the sale brought in more than the debt, the excess belongs to the former owner, and there are deadlines to claim it. This page is education, not legal advice. For decisions about your situation, talk to a licensed attorney.

Other counties: Bibb County, Chatham County, Cherokee County, Clayton County, Cobb County, DeKalb County, or see all Georgia counties.

Gwinnett County foreclosure sale questions

Straight answers, before you ask.

First Tuesday of selected months only — a few sales per year (2026: Aug 4, Oct 6, Dec 1); exact times advertised in the Gwinnett Daily Post four weeks before each sale. In front of the Gwinnett Justice & Administration Center, 75 Langley Drive, Lawrenceville, GA 30046. Schedules can change, so confirm on the county's official sale site before relying on a date.

Sale results appear in the county deed records after the sale, and tax-sale outcomes show up on the Gwinnett County Tax Commissioner's Office — Department of Property Tax excess funds list (https://www.gwinnetttaxcommissioner.com/property-tax/tax-sale-excess-funds). The foreclosing law firm's ad in the county legal organ also identifies each sale.

The difference, called excess funds, legally belongs to the former owner, not the bank or the county. It is not mailed automatically; it must be claimed. See our Gwinnett County excess funds guide for exactly who holds it and how to claim it free, or request a free record check. No upfront costs, ever.

For mortgage foreclosures, yes. The sale is final when the bidding ends on the courthouse steps. But Georgia TAX sales are different: the former owner has a 12-month right of redemption (O.C.G.A. § 48-4-40), and tax sales that bring more than the debt create excess funds the former owner can claim.

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