What are letters testamentary and letters of administration?
When someone dies, no one — not even a spouse or an only child — automatically has the legal power to collect their money, sell their house, or sign for their estate. Institutions need one court-approved person to deal with. Letters testamentary are that approval when there was a will: the court paper proving the executor's authority, issued after the probate court accepts the will. People often search for a 'letter of testamentary' or 'letters of testamentary' — same document; courts issue it in the plural, 'letters.' Letters of administration are the identical grant of authority when there was no will: an heir petitions the court, is appointed administrator, and receives letters. Courts use personal representative as the umbrella term for both executors and administrators.
Here is how many families in Ohio and Georgia first hear these words: a parent's or grandparent's home was foreclosed or sold at a tax sale, the auction brought in more than the debt, and the county is holding the leftover money — called surplus funds or excess funds. The county will not pay a son or daughter who calls; it pays the deceased owner's estate. Letters are how you become the estate in the county's eyes.
What's the difference between letters testamentary and letters of administration?
Once issued, the two letters carry the same power. The differences are all upstream — whether a will exists, who gets appointed, and how much paperwork stands between you and the courthouse.
| Letters testamentary | Letters of administration | |
|---|---|---|
| Is there a will? | Yes, and it names an executor | No will — or no named executor able to serve |
| Who the court appoints | The executor named in the will | An administrator: usually the spouse, or the heir the family selects |
| The form you file — Ohio | Form 2.0 (Application to Probate Will), then Form 4.0 | Form 4.0 (Application for Authority to Administer Estate) |
| The form you file — Georgia | GPCSF 5 (Petition to Probate Will in Solemn Form) | GPCSF 3 (Petition for Letters of Administration) |
| Bond — an insurance policy protecting the estate | Usually waived by the will itself | Usually required unless every heir agrees to waive it |
| Authority once issued | Full power to collect, manage, and distribute estate property | The same full power |
When do you actually need these letters?
You need letters whenever an institution is holding something that belonged to the person who died and will only hand it to a court-verified representative:
- County surplus and excess funds offices. If a foreclosed or tax-sold home left money behind, the office holding it — the Clerk of Courts in Ohio, commonly the tax commissioner in Georgia — pays the former owner or the owner's estate. Ohio's foreclosure statute, R.C. 2329.44, directs leftover sale money to 'the judgment debtor or the judgment debtor's legal representatives.' Letters are how a family member becomes that legal representative.
- Banks and credit unions, to open an estate account or close the deceased's accounts.
- The county recorder or a title company, to sell or transfer the house or other real estate.
- Insurers and retirement plans, when a policy or account pays to 'the estate' or has no living beneficiary.
- Courts, to file or continue a lawsuit on the estate's behalf — including a contested claim for surplus funds.
- Everyone else holding loose ends: final paychecks, tax refunds, utility deposits, safe-deposit boxes.
How do I get a letter of testamentary?
The path is similar in most states, and both Ohio and Georgia follow it. Here is the whole process, start to finish:
- Confirm you are the right applicant. Read the will — the person it names as executor applies. No will? The surviving spouse or an heir the family agrees on applies to be administrator.
- Order certified death certificates from vital records — get several; the court, banks, and any county funds office will each want one.
- Find the probate court for the county where the person lived — not where the property sits. Someone who died in Columbus is probated in Franklin County even if the foreclosed house was elsewhere.
- File the application or petition with the original will attached. In Ohio that is Form 2.0 plus Form 4.0; in Georgia, GPCSF 5. Filing fees generally run about $100–$300 depending on the county (exact figures below).
- Notify the heirs — or better, collect their signatures. Every heir who signs a waiver or acknowledgment of service removes a notice period. This is the single biggest thing you control about the timeline.
- Take the oath and post bond if the court requires it. Most wills waive bond for the executor; administrators should expect a bond unless all heirs waive it.
- Receive your letters and buy extra certified copies — usually a few dollars each. Banks and county offices typically keep a copy, and many want one certified recently.
How do you get letters in Ohio, step by step?
Ohio probate runs through the probate division of the Common Pleas Court in the county where the person lived, using statewide standard forms. With a will, you file Form 2.0 (Application to Probate Will) with the original will and a certified death certificate, then Form 4.0, Application for Authority to Administer Estate. Without a will, Form 4.0 alone — Ohio gives first preference to the surviving spouse, then next of kin who live in Ohio. Under publicly available Ohio statute R.C. 2113.05, once the will is admitted and the applicant qualifies, letters must issue — the court's signed Form 4.5 is your letters of authority.
Cost: count on a deposit of roughly $200–$300 for a full administration. The Franklin County Probate Court's posted schedule (updated December 2025) puts a formal administration deposit at about $250 — you can confirm the current figure with the court at (614) 525-3894, and we encourage it. Bond: most wills waive it for the executor; administrators usually must buy a surety bond unless every heir signs a waiver — ask the clerk which rule applies to your filing.
Timeline: an uncontested application with signed waivers from all next of kin is often approved within one to two weeks, sometimes days; required notices, a hearing, or bond shopping can stretch it to a month or more. If anyone plans to challenge the will itself, Ohio's window is short — generally three months after the notice-of-probate certificate is filed (R.C. 2107.76).
How do you get letters in Georgia, step by step?
Georgia probate runs through the probate court of the county where the person was domiciled, on statewide Georgia Probate Court Standard Forms — each comes with its own instructions, which is a genuine kindness to non-lawyers. With a will, the main road is GPCSF 5, Petition to Probate Will in Solemn Form. Solemn form notifies every heir and becomes binding immediately once letters testamentary issue. The alternative, common form (GPCSF 4), skips advance notice but stays contestable for four years — which is why banks and county offices strongly prefer solemn-form letters.
Notice drives the Georgia timeline. Known heirs living in Georgia must be personally served at least 30 days before the will can be probated in solemn form under publicly available statute O.C.G.A. § 53-5-22 — unless they sign an acknowledgment of service, which erases the wait. An heir who objects files a caveat, typically within about ten days of being served or cited. With no will, you file GPCSF 3, Petition for Letters of Administration; under O.C.G.A. § 53-6-20 the heirs may unanimously select the administrator — otherwise the surviving spouse generally has first preference — and unanimous consent also lets the family waive bond.
Cost and timeline: Fulton County's fee schedule (effective January 1, 2026) lists a $209 initial filing fee for these petitions, plus publication costs when notice must run in the county legal organ; other counties are similar, and the clerk will quote you the exact figure — call and ask. Uncontested petitions with every acknowledgment signed commonly produce letters in two to eight weeks.
Is there a shortcut when the estate is small?
Sometimes you can skip full letters entirely. Both states offer small-estate procedures that end in a court order directing who gets paid — and the office holding the money follows the order.
Ohio — Release from Administration. If the probate estate is worth $35,000 or less (or $100,000 or less when the surviving spouse inherits everything), the court can release the estate without appointing an executor or administrator under publicly available statute R.C. 2113.03. Franklin County has a dedicated department for these filings; its deposit is about $150. Even smaller estates may qualify for a Summary Release under R.C. 2113.031 — broadly, when the estate is $5,000 or less and you paid the funeral, or up to about $45,000 for a surviving spouse — and Ohio Legal Help reports courts process those in about one to two weeks.
Georgia — No Administration Necessary. For intestate estates (no will), GPCSF 9, Petition for Order Declaring No Administration Necessary under O.C.G.A. § 53-2-40 works when the estate owes no debts (or creditors consent) and all heirs sign a written agreement dividing the property. Fulton County charges the standard $209 filing fee plus $25 when real estate is involved. One unreachable or unwilling heir ends this route.
One honest caution for surplus-funds families: the leftover money counts toward these limits. A $50,000 surplus by itself pushes an Ohio estate past the $35,000 line, which means full administration and real letters — worth knowing before you drive to the courthouse.
What if the named executor is dead or unwilling to serve?
This is the normal case for families claiming old surplus money — the will is decades old and the person it named is gone. The will is still valid. If a named alternate executor exists, they apply; otherwise the court appoints an administrator with the will annexed (you will also see 'administrator c.t.a.'). The will still controls who inherits — only the manager changes. Ohio handles this inside R.C. 2113.05, giving preference to people the will benefits. Georgia has purpose-built forms: GPCSF 7 when the will has not yet been probated, and GPCSF 8 when it has. A living named executor who simply does not want the job can sign a renunciation and let the next person step up — declining is common, painless, and far better than an executor who disappears mid-estate.
What do letters cost — and do you need a lawyer to get them?
Budget realistically: an Ohio filing deposit of roughly $100–$300 depending on county and estate type (Franklin County: about $250 full administration, $150 release, $100 summary release), or around $150–$250 in Georgia (Fulton: $209), plus certified death certificates, a few dollars per certified copy of the letters, publication costs where notice must run, and a bond premium if bond is not waived. These are court costs, not lawyer fees — and the clerk will tell you the exact numbers for free before you file.
Honestly: plenty of families get letters without a lawyer. If you are the only heir — or every heir gets along and signs — the debts are manageable, and nothing is contested, the standardized forms in both states are designed to be completed by ordinary people, and clerks (who cannot give legal advice) can still tell you which form and fee applies. Where do-it-yourself breaks down: a caveat or will contest, siblings who will not sign, unknown or missing heirs, creditor or Medicaid claims against the estate, an insolvent estate, money that has already moved to the state, or a Georgia county that only deals with the claimant or a licensed attorney. Those are attorney situations — genuinely, not as a sales line.
That last item matters more than most people expect. Several Georgia tax commissioners — Gwinnett County says it flatly — will only release excess funds to the claimant or a Georgia-licensed attorney, and when the owner has died, the claimant is the estate, which means letters first, then the claim. And the money does not wait forever: unclaimed surplus eventually moves to the state — or in Ohio tax-sale cases, can be permanently forfeited after three years. What is escheatment? explains those deadlines state by state.
Chasing leftover money from a foreclosed family home? Here's the full heir's guide — our attorneys handle the probate paperwork AND the claim with no upfront costs. Capital Quest Group works attorney-led in Ohio and Georgia: licensed attorneys open the estate, obtain the letters, and file the surplus claim, and you pay nothing unless money is recovered.
Keep reading
- State guides: Ohio surplus funds, Georgia excess funds, Florida surplus funds
- Got a Letter About Surplus Funds? How to Tell If It's Real
- Is Surplus Funds Recovery Legit? How to Tell the Real Thing From a Scam
- How Long Do I Have to Claim Surplus Funds After Foreclosure?
- Can I Claim Surplus Funds Myself, Without a Lawyer or Recovery Company?
Sources
- Supreme Court of Ohio — Standard Probate Forms
- Supreme Court of Ohio — Form 4.0, Application for Authority to Administer Estate (PDF)
- Ohio Revised Code § 2113.05 — Letters Testamentary Shall Issue
- Ohio Revised Code § 2113.03 — Release from Administration
- Ohio Revised Code § 2113.031 — Summary Release from Administration
- Ohio Revised Code § 2329.44 — Excess Foreclosure Sale Proceeds
- Franklin County Probate Court — Court Costs
- Franklin County Probate Court — Release from Administration
- Ohio Legal Help — Summary Release from Administration
- Supreme Court of Georgia — Probate Court Standard Forms and General Instructions
- Fulton County Probate Court — Fee Schedule (effective January 1, 2026)
- Fulton County Probate Court — GPCSF 3, Petition for Letters of Administration (PDF)
- Fulton County — GPCSF 5, Petition to Probate Will in Solemn Form (PDF)
- Fulton County — GPCSF 9, Petition for Order Declaring No Administration Necessary (PDF)
- Athens-Clarke County Probate Court — When a Loved One Dies & Leaves a Will (solemn vs. common form)
- O.C.G.A. § 53-5-22 — Service of Notice, Probate in Solemn Form (Justia)
- O.C.G.A. § 53-6-20 — Selection or Appointment of Administrator (Justia)
- O.C.G.A. § 53-2-40 — Order That No Administration Is Necessary (FindLaw)
- Gwinnett County Tax Commissioner — Tax Sale Excess Funds (claimant or licensed attorney only)
- Ohio Revised Code § 2107.76 — Will Contest Time Limits