Lorain County sheriff sale: schedule, results and surplus funds

How sheriff sales work in Lorain County: when they happen, how to look up what a home sold for, and the part almost nobody explains: what happens to the extra money when a home sells for more than was owed.

Lorain County, Ohio holds its foreclosure sheriff sales wednesdays at 10:00 a.m. when scheduled (both civil online sales and in-person tax sales): Online via RealAuction for mortgage (civil) foreclosures; delinquent-tax sales held in person by verbal auction. Every result is public record, and when a home sells for more than the debt owed, the difference (surplus funds) belongs to the former owner. Most never find out.
How sales run
Online via RealAuction for mortgage (civil) foreclosures; delinquent-tax sales held in person by verbal auction
Schedule
Wednesdays at 10:00 a.m. when scheduled (both civil online sales and in-person tax sales)
Location
Online at lorain.sheriffsaleauction.ohio.gov; in-person tax sales in the Commissioners Public Hearing Room, 4th Floor, Lorain County Administration Building, 226 Middle Ave., Elyria, OH 44035
Results are
Public record, free to look up

Where do I see Lorain County sheriff sale listings and results?

  1. The official sale site: Lorain County sheriff sale listings & results for upcoming sales, minimum bids, and sold prices.
  2. The court docket: Lorain County Clerk of Courts online records search (cases since 1988, free, 24/7). Search a name or case number to see the full foreclosure file, including the sale price and what was owed.
  3. By phone: call the Lorain County Clerk of Courts (Court of Common Pleas) at (440) 329-5624. Sale results are public, and asking is free.

What happens to the extra money when a home sells for more than owed?

This is the part of every sheriff sale that goes unexplained. The winning bid first pays the debt and costs. If anything is left over, that money (called surplus funds, also known as excess proceeds or an overage) belongs to the former owner, not the bank and not the county. According to publicly available Ohio statute (R.C. 2329.44), the balance is held by the court for the former owner, who must claim it. The notice usually goes to the foreclosed property's address, the one place the former owner no longer lives. That's why so much of this money is never claimed.

If your home, or a family member's, was sold at a Lorain County sheriff sale, check what it sold for using the steps above, then see the full Lorain County surplus funds guide for who holds the money and how to claim it free. Or request a free record check. Our licensed attorneys handle everything with no upfront costs; you pay nothing unless money is recovered.

Can I still save my home after the sale?

Possibly. This is Ohio's quiet second chance. Between auction day and the court's confirmation of the sale (often 30–90 days), the former owner can redeem by paying the judgment and costs in full (R.C. 2329.33). The clock is short but real: how to get your house back after a foreclosure sale. This page is education, not legal advice. For decisions about your situation, talk to a licensed attorney.

Other counties: Butler County, Cuyahoga County, Delaware County, Franklin County, Hamilton County, Lucas County, or see all Ohio counties.

Lorain County sheriff sale questions

Straight answers, before you ask.

Wednesdays at 10:00 a.m. when scheduled (both civil online sales and in-person tax sales). Online at lorain.sheriffsaleauction.ohio.gov; in-person tax sales in the Commissioners Public Hearing Room, 4th Floor, Lorain County Administration Building, 226 Middle Ave., Elyria, OH 44035. Schedules can change, so confirm on the county's official sale site before relying on a date.

Results are public record. Check the county's auction site (https://lorain.sheriffsaleauction.ohio.gov/) for sold prices, or look up the foreclosure case on the county docket at https://coc.loraincountyohio.gov/. You can also call the Lorain County Clerk of Courts (Court of Common Pleas) at (440) 329-5624.

The difference, called surplus funds, legally belongs to the former owner, not the bank or the county. It is not mailed automatically; it must be claimed. See our Lorain County surplus funds guide for exactly who holds it and how to claim it free, or request a free record check. No upfront costs, ever.

Possibly. According to publicly available Ohio statute (R.C. 2329.33), you can redeem (pay the judgment, costs and interest in full) any time before the court confirms the sale, which is often 30–90 days after auction day. See how to get your house back after a foreclosure sale.

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