- How sales run
- Online via RealAuction — all sheriff mortgage-foreclosure and tax-lien sales moved online effective January 7, 2022
- Schedule
- Every Friday, 9:00 AM ET (online); separate in-person Treasurer delinquent tax sales the first Thursday of each month, 10:00 AM
- Location
- Online; Treasurer's in-person sales at the County Administration Building, 451 W. Third St., Dayton, OH 45422 (lower level auditorium)
- Results are
- Public record, free to look up
Where do I see Montgomery County sheriff sale listings and results?
- The official sale site: Montgomery County sheriff sale listings & results for upcoming sales, minimum bids, and sold prices.
- The court docket: Montgomery County PRO (Public Records Online) case search. Search a name or case number to see the full foreclosure file, including the sale price and what was owed.
- By phone: call the Clerk of Courts (Common Pleas Court) at (937) 496-7220. Sale results are public, and asking is free.
What happens to the extra money when a home sells for more than owed?
This is the part of every sheriff sale that goes unexplained. The winning bid first pays the debt and costs. If anything is left over, that money (called surplus funds, also known as excess proceeds or an overage) belongs to the former owner, not the bank and not the county. According to publicly available Ohio statute (R.C. 2329.44), the balance is held by the court for the former owner, who must claim it. The notice usually goes to the foreclosed property's address, the one place the former owner no longer lives. That's why so much of this money is never claimed.
If your home, or a family member's, was sold at a Montgomery County sheriff sale, check what it sold for using the steps above, then see the full Montgomery County surplus funds guide for who holds the money and how to claim it free. Or request a free record check. Our licensed attorneys handle everything with no upfront costs; you pay nothing unless money is recovered.
Can I still save my home after the sale?
Possibly. This is Ohio's quiet second chance. Between auction day and the court's confirmation of the sale (often 30–90 days), the former owner can redeem by paying the judgment and costs in full (R.C. 2329.33). The clock is short but real: how to get your house back after a foreclosure sale. This page is education, not legal advice. For decisions about your situation, talk to a licensed attorney.
Other counties: Butler County, Cuyahoga County, Delaware County, Franklin County, Hamilton County, Lorain County, or see all Ohio counties.